Know what you can really afford.
Real lending guidelines. 5,000+ combinations checked to find the loan options others miss — then a roadmap to get you there.
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What you get
Your real borrowing power
Lenders stop at 43% DTI. We find up to 56.99% with compensating factors most calculators ignore.
Best-fit loans, ranked
FHA, Conventional, ARM, USDA, Jumbo — ranked by what works for you, not what's easiest to sell.
What's close
Loans you almost qualify for and exactly what it takes to get there — a debt payoff, a few FICO points, a bit more savings.
Your roadmap
Specific steps — FICO targets, debt payoff order, savings milestones, and when to strike on rates.